Life Insurance Companies

For getting your life insured, the life insurance companies are the place that
you have to be. They are the ones who can help you. The life insurance agents
and the consultants there will be more than willing to advise people like you who
are seeking life insurance. The life insurance companies have several life insurance
policies that you can select from as per your requirement and financial condition. There are many such companies out there in Australia to help you. Read on and find out more about them.

Services Life Insurance Companies Offer...

The life insurance companies offer an extensive range of risk, retirement income, and long-term savings products to everyone. They also have their life insurance agents who are readily available to help you out in your decisions. The term and conditions can get a little complex and they make sure that you understand what you are getting in to. Broadly, they offer two types of life insurance products namely single premium and annual premium.

Single Premium Products

Basically single premium products are the ones where the policy holder needs to deposit an amount in to an investment policy for instance. However, the policy holder is allowed to deposit more money if he wants to in the course of time. The single premium options are very popular and take up almost 78% of the insurance premiums. The majority of them are for the superannuation types of products.

Annual Premium Products

When you opt for the annual premium products life insurance policy or regular premium products as they are commonly known, then you will have to pay premiums on an annual basis till the time of the life insurance policy. Traditional life insurance and savings policies can be given as examples for annual premium products.

Some Life Insurance Companies

AMP Life Limited
PO BOX 300
Parramatta, NSW 2124
Australia.
Ph: 131 267
Fax: 1300 301 267

MetLife Insurance Limited
GPO Box 3319
Sydney, NSW 2001
Australia.
Ph: 1300 555 625
www.metlife.com.au

Zurich Australia Limited
5 Blue Street,
North Sydney, NSW 2060
Australia.
Ph: 132 687
www.zurich.com.au

Westpac Life Insurance Services Limited
108 Acland St
St Kilda South, VIC 3182
Australia.
Ph: 132 032

MLC Limited
PO Box 200,
North Sydney, NSW 2059
Australia.
Ph: 132 652
www.mlc.com.au